So I've been working on a project for the last couple of weeks and I wanted to share. My new love is Pintrest and I'm happy to say that I feel like I spend as much time working on projects that are inspired by Pintrest as much as I spend time on Pintrest...so its ok, right? I might be a little bit addicted...Anyway, a recent blog I got to from there had ideas for a pantry revamp, including a family binder revamp. AMAZING!! I have yet to revamp the pantry (it's in the works), but I loved some of the ideas for the family binder so I took some of what she suggested and made up a lot of my own...and it became this!! My new Bills Binder:
Another thing that I've wanted is a clean cut "which bills are due when." I hate having all of that on my normal day to day calendar (it's full) and if the two of us are going to be paying bills I really wanted a visual to show when, who and what has been paid. I actually have an app on my phone and so does Jon that was supposed to help with this, but so far I really just like having things on paper. So I put together this worksheet. This way if something gets paid, or doesn't we have a quick reference at the beginning of the binder. I added EVERY bill that is a possiblility-some we don't actually always have to pay (like my Victoria's Secret card), but this way if I do have a balance I have a note to check and pay it on time.
And lastly, the Budget worksheet. This layout is stolen from "One for the Money," but I split it into 2 groups because we get paid twice a month. This way I have a general idea how much spending money I have versus bill amounts in the 2 pay periods. I'm debating on using the cash method for this...we tried it for a minute-it's just super hard because I hate going to the bank!! (we don't have a drive thru on our side of town and I'm SUPER lazy). Ideally too I can watch these and add in the actual as we go to see how we're really doing. Once again, I have an awesome website that make pie charts and everything (mint.com) BUT it updates too slowly and I have to go categorize EVERYTHING that we spend if we want it to work properly. ug. So I'm hoping with this revamp that Jon and I can be on the same page, and that we can be more organized and aware when it comes to bills and budgeting!!
I share because I hope this works!! Jon and I have struggled our entire marriage with bills, budgeting and staying organized and I hope so much that this helps us get on the same page!! I really want him to be involved-to help relieve some stress and so he can see more clearly where his hard earned money is going!! What things have worked for you in your budgeting???